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Category: Tip of the Month

Top Side Hustles - Sep. 01, 2022

Top Side HustlesIn our current economy, or anytime actually, it can’t hurt to have a side hustle to bring in extra cash. Some of these options can be quite lucrative, but like everything, it takes a little work to create a steady income stream. However, with a little pre-planning, you can do it. Let’s take a look. […] read more

8 Ways to Save on School Supplies - Aug. 01, 2022

8 Ways to Save on School SuppliesEven though summer is still somewhat in full swing, school will be starting soon. Yes, you heard that right. This means that you probably need to get prepared for the inevitable cash outlay ahead. But it doesn’t have to cost an arm and a leg. Here are some ways to navigate the upcoming expenditures and […] read more

How to Drive and Get the Best Fuel Efficiency - Jul. 01, 2022

How to Drive and Get the Best Fuel EfficiencyWe’re all feeling the pain at the pump. Unless you decide to walk, bike or take public transportation, you might feel stuck. But all is not lost. Here are some fuel-efficient driving techniques that can help you save hundreds of dollars in fuel each year. Don’t Drive Too Fast Of course, when you’re on the […] read more

Tips to Save on A/C This Summer - Jun. 01, 2022

You love summer, don’t you? School’s out and BBQs are on. But what you probably don’t love are those higher air conditioning bills. Here are some tried-and-true ways to help lower the cost of keeping cool. Change Air Filters Make sure you switch out your filters before those sizzling summer temps arrive, then once a […] read more

How to Save When You're Broke - May. 01, 2022

How to Save When You're BrokeIf you think saving money is a waste of time, think again. It all comes down to having the right mindset and strategy – even if you don’t have a penny to spare. Here are some ground rules that have proven effective for many. All you have to do is be willing to dive in, […] read more

The 50/30/20 Budgeting Rule Explained - Apr. 01, 2022

The 50/30/20 Budgeting Rule ExplainedYou may or may not have heard of the 50/30/20 budgeting rule, but it’s a good one – one that will help make organizing your finances a lot simpler. The basic idea is to divide up your after-tax income and allocate it to spend this way: 50 percent on your needs, 30 percent on wants […] read more

How to Manage Your Aging Parents' Finances - Mar. 01, 2022

How to Manage Your Aging Parents' FinancesTaking over your aging parents’ finances is not easy. But it’s something that can be handled in an organized, compassionate way. Here’s a roadmap that shows how to embrace it and do the right things for everyone involved. Start the conversation early. Right now, your parents might not need any help. They might be handling […] read more

8 Ways to Negotiate Medical Bills - Feb. 01, 2022

8 Ways to Negotiate Medical BillsAccording to statistics from the Society for Human Resource Management (SHRM), employer-budgeted healthcare costs increased to an average of $12,792 per employee in 2021. Employees can help keep employer healthcare costs – and their premiums – down by planning ahead and negotiating fees for service. Call Before Your Treatment When you’re busy, sending an email […] read more

How to Get Your 2022 Finances in Order - Jan. 01, 2022

How to Get Your 2022 Finances in OrderBelieve it or not, the New Year is here. If you’re trying to wrap your head around everything that’s ahead, one of the best things you can do is prepare yourself financially. Here are a few tasks you can get started on right away. Look Back at 2021 Depending on how in-depth you want to […] read more

5 Affordable Ways to Share the Holiday Spirit - Dec. 01, 2021

5 Affordable Ways to Share the Holiday SpiritThe holidays are a season of giving. While much of this involves financial expenditures, you can also give in ways that are more affordable and may hold more meaning. Here are some suggestions about how you can engage in acts of generosity and return to what the season is all about. Cook Food Nothing nourishes […] read more